Terms of Service

Please read these terms carefully before using our website and services.

Last Updated: January 15, 2025

Agreement to Terms

By accessing and using the Ultimate Senior Benefits website, you accept and agree to be bound by these Terms of Service.

These Terms of Service ("Terms") govern your use of the Ultimate Senior Benefits website and services operated by Ultimate Senior Brokers LLC ("Company," "we," "us," or "our"). By accessing or using our website, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access our website.

Use of Website

Permitted Uses

You may use our website for the following purposes:

Learn about Medicare options and plans
Access educational resources and information
Contact us for Medicare guidance
Request information about our services

Prohibited Uses

You may not use our website for:

Any unlawful or fraudulent purpose
Attempting to gain unauthorized access
Transmitting harmful or malicious code
Interfering with website functionality

Intellectual Property

Ownership

The content on this website, including text, graphics, logos, images, and software, is the property of Ultimate Senior Brokers LLC and is protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes, subject to these Terms.

You may not reproduce, distribute, modify, or create derivative works without our express written consent.

Trademarks

"Ultimate Senior Benefits" and related logos are trademarks of Ultimate Senior Brokers LLC. Medicare is a registered trademark of the U.S. Department of Health and Human Services.

Important Disclaimers

Not Medical Advice

The information provided on this website is for educational purposes only and does not constitute medical advice. Always consult with qualified healthcare professionals for medical decisions.

Insurance Information

We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Please contact Medicare.gov or call us at 662-664-7040 for information on all available options.

Licensing Information

We are licensed insurance agents in multiple states, including Mississippi (License #15053578, NPN: 21705143). Our recommendations are based on the plans we represent and your specific needs. We are compensated by insurance companies for enrollments, but this does not affect your costs or our recommendations.

Website Accuracy

While we strive to provide accurate and up-to-date information, we make no warranties about the completeness, reliability, or accuracy of the content on this website.

Limitation of Liability

General Limitation

To the maximum extent permitted by law, Ultimate Senior Brokers LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

Maximum Liability

Our total liability to you for any claims arising from these Terms or your use of our website shall not exceed the amount you paid us, if any, in the twelve months preceding the claim.

Essential Purpose

The limitations in this section apply even if we have been advised of the possibility of such damages and notwithstanding the failure of essential purpose of any limited remedy.

Privacy and Data Protection

Privacy Policy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

Data Collection

By using our website, you consent to our collection and use of information as described in our Privacy Policy. We may collect information about your use of our website and any information you provide to us.

Data Security

We implement appropriate security measures to protect your personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Changes to Terms

Modification Rights

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

Continued Use

Your continued use of our website after any changes to these Terms constitutes acceptance of the new terms. If you do not agree to the new terms, you should stop using our website.

Notification

We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. You are responsible for reviewing these Terms periodically.

Governing Law and Disputes

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Mississippi, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising from these Terms or your use of our website shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

Jurisdiction

You agree to submit to the personal jurisdiction of the courts located within Mississippi for any legal proceedings that are not subject to arbitration.

Questions About These Terms?

If you have questions about these Terms of Service, please contact us.

Email: info@ultimateseniorbenefits.com

Phone: 662-664-7040

Business Hours: Monday - Friday, 8:00 AM - 5:00 PM Central Time

Licensed: Nationwide