Medicare Advantage Plans
All-in-one Medicare coverage that combines hospital, medical, and prescription drug benefits with extra perks like dental, vision, and hearing coverage.
What is Medicare Advantage?
Medicare Advantage (Part C) is a comprehensive alternative to Original Medicare that bundles all your healthcare coverage into one convenient plan.
These plans are offered by private insurance companies approved by Medicare and must provide at least the same coverage as Original Medicare (Parts A and B).
All-in-One Coverage
Medicare Advantage plans simplify your healthcare by combining multiple types of coverage into one plan with one premium and one set of rules.
Compare PlansWhy Choose Medicare Advantage?
Medicare Advantage plans offer several advantages that can make healthcare more affordable and convenient.
Comprehensive Coverage
All your Medicare benefits in one plan, often with additional coverage for dental, vision, and hearing.
Cost Predictability
Many plans have $0 premiums and out-of-pocket maximums that cap your annual healthcare costs.
Extra Benefits
Additional perks like fitness programs, transportation, meal delivery, and over-the-counter allowances.
Types of Medicare Advantage Plans
Different plan types offer various levels of flexibility and coverage options to meet your healthcare needs.
Health Maintenance Organization (HMO)
- Lower premiums and out-of-pocket costs
- Must use network providers (except emergencies)
- Primary care physician coordinates care
Preferred Provider Organization (PPO)
- More flexibility in choosing providers
- Can see out-of-network providers (higher costs)
- No referral needed for specialists
Private Fee-for-Service (PFFS)
- Plan determines how much to pay providers
- Providers can accept or decline patients
- May not include prescription drug coverage
Special Needs Plans (SNP)
- Designed for specific health conditions
- Coordinated care management
- Must include prescription drug coverage
How to Choose the Right Medicare Advantage Plan
Follow these steps to find the Medicare Advantage plan that best fits your healthcare needs and budget.
Assess Your Needs
Consider your current health status, medications, preferred doctors, and expected healthcare usage for the coming year.
Compare Plans
Review available plans in your area, comparing premiums, deductibles, copays, and out-of-pocket maximums.
Check Networks
Verify that your preferred doctors, hospitals, and pharmacies are in-network for the plans you're considering.
Frequently Asked Questions
Get answers to common questions about Medicare Advantage plans.
Frequently Asked Questions
Ready to Explore Medicare Advantage Plans?
Our licensed agents can help you compare available plans in your area and find the coverage that fits your needs and budget.