Medicare Plans
Understanding your Medicare options is the first step to finding the right coverage. Explore the different types of plans available to you.
Types of Medicare Plans
Each type of Medicare plan offers different benefits and coverage options. Understanding these differences helps you make an informed decision.
Medicare Advantage
All-in-one plans that combine hospital, medical, and usually prescription drug coverage.
Key Features:
- Combined coverage
- Additional benefits
- Network-based
- Low or $0 premiums
Medigap
Supplemental insurance that helps pay costs not covered by Original Medicare.
Key Features:
- Standardized plans
- Predictable costs
- Any doctor acceptance
- No networks
Part D
Prescription drug coverage to help lower the cost of your medications.
Key Features:
- Medication coverage
- Cost sharing
- Formulary management
- Pharmacy networks
How to Choose the Right Plan
Selecting the right Medicare plan involves considering your health needs, budget, and preferences. Here's a simple approach to help you decide.
Assess Your Needs
- • Current health conditions
- • Medications you take
- • Preferred doctors/hospitals
- • Travel plans
Consider Timing
- • Initial enrollment period
- • Annual enrollment period
- • Special enrollment periods
- • Plan changes
Compare Options
- • Premiums and deductibles
- • Copays and coinsurance
- • Network restrictions
- • Additional benefits
Get Expert Help
- • Licensed agents
- • Plan comparisons
- • Enrollment assistance
- • Ongoing support
Ready to Find Your Perfect Plan?
Our licensed Medicare agents are here to help you navigate your options and find the coverage that fits your needs and budget.